Financial Products and Services

Group Loans

Village Banking and small group loans are targeted to very low-income entrepreneurs with the smallest enterprises.

Individual Loans

Larger loan sizes and more flexible terms help entrepreneurs continue to grow their businesses and generate jobs.

Agricultural Loans

These loans let rural clients purchase seeds, fertilizer, livestock and equipment when they are needed and repay the principal when the harvest comes in.

Savings Accounts

Savings help clients build a cushion against hard times. They can also serve as a nest egg for education, medical care, major life milestones, old age, business expansion and other long-term goals.


Credit, disability and funeral insurance help reduce the financial stress of meeting major or unexpected expenses.

Money Transfers

FINCA clients have a safe and affordable way to receive and send money for business and personal purposes, giving them more free time to spend on their growing businesses.

Energy Loans

Clients can purchase or lease clean electricity systems or products for use at home or to improve their small businesses. The systems also improve health and safety by eliminating the use of kerosene or charcoal.

Our Reach

Agriculture provides a livelihood for more than 70% of Sub-Saharan African households. These families typically live in rural, hard-to-reach areas where accessing formal financial services continues to be a challenge. The costs of operating in rural areas have been prohibitively high for many financial institutions. This video shows the unique challenges for agriculture clients and how FINCA’s growing network of agents in Africa is bringing responsible financial services closer to them.